Terms & Conditions



Please read these Disclaimers (“hereinafter referred to as “Terms”) carefully. Please refer to the official Website for more information about IFAN Finserv Private Limited (hereinafter referred to as “IFAN”) – www.ifan.co.in

By accessing this Website and / or using any information/contents provided on or via this Website, you represent that you have read and understood these Terms and you agree to be bound by and comply with the same. Furthermore, by using this Website, you represent that (i) you have the capacity to be bound by these Terms and (ii) if you are acting on behalf of any company or other person/entity, you have the authority to bind such company or person/entity. If you do not agree to these Terms, please do not use this Website or download any content, in any manner whatsoever, from the same.

The information/contents on this Website are intended for general information purposes only. Any information/contents are subject to change without notice. This Website has not been registered under any jurisdiction. If you use this Website from any jurisdiction other than India, you are responsible for compliance with applicable local laws and IFAN, any of its affiliates, associates, their directors, employees and agents shall not be liable or responsible, in any matter whatsoever, pertaining to the same.

The information/contents provided on this Website or any part thereof does not constitute nor is it intended to constitute an offer to buy or sell or a solicitation to an offer to buy or sell any securities or any other financial products / investment products / services (hereinafter collectively referred to as “Products/Services”) mentioned in this Website and/or to enter into any other transaction with and/or an attempt to influence the opinion or behavior of the Users/Investors/Recipients. Users/Investors/Recipients must make their own investment decisions based on their own specific investment objectives, their financial position and using such independent professional advisors for seeking independent legal, investment and tax advice as they believe necessary, before acting on any information/contents in this Website or before making any investments/investment-related decision in such Products/Services. The investments discussed or recommended or any investment advice (including model portfolios) generated in any reports by any software in this Website may not be suitable for all Users/Investors/Recipients. - IFAN does not warranty the timeliness, accuracy or quality of the electronic content of such investment advice/model portfolios generated through the Software in any manner whatsoever and shall not be liable/responsible for the same. Any investments related advice/model portfolios provided by IFAN through this Website is purely on a non-binding, recommendatory basis only and does not constitute an offer to buy or sell or an solicitation of an offer to buy or sell any products/services and the aforesaid advice given is strictly complimentary to and not a substitute for independent professional advice from a person qualified to provide it to you. Any use of the information / contents in this Website and any investments and investment related-decisions of the Users/Investors/Recipients are at the sole discretion & risk of such Users/Investors/Recipients. There may be changes in the legal, tax and the regulatory regimes (including without limitation, political changes, government regulation, social instability, stock market fluctuations, diplomatic disputes, unforeseen tax consequences, foreign-exchange restrictions or exchange-control requirements or other similar developments), which could adversely affect your investments in the Products/Services. Your investments in the Products/Services may stand a risk of loss of capital depending on characteristics of such Products/Services and the Users/Investors/Recipients are advised to read the Offer Document/Prospectus/Memorandum/Terms (“Terms of Offer”) of any such Products/Services that may be offered through this Website carefully before making any investment decision pertaining to the Products/Services.

Mutual Fund investments are subject to the market risks and there is no assurance or guarantee that the objectives of the Schemes will be achieved. As with any investment in securities, the NAV of the units issued under the Scheme can go up or down depending on the factors and the forces affecting the capital markets. Past performance of the Sponsors/ Mutual Fund or their affiliates does not indicate the future performance of the Scheme. Please read the Offer Document / Scheme Information Document carefully.

Please note that fixed deposits, bonds, debentures are loans/lending instruments and the Users/Investors/Recipients must satisfy themselves on the financial health of the company/bank/institution before making any investment. IFAN takes no guarantee of soundness of any company or scheme. IFAN has/will make available all required information to the prospective User/Investor/Recipient if asked for in respect of any scheme/fixed deposit/bond/loan/debenture. IFAN is only acting as a distributor and is not representing any company in any manner except to distribute its Products/Services.

IFAN has attempted to provide accurate and up-to-date information. No rights accrue to the Users/Investors/Recipients from the information published on this Website. You undertake not to use this Website or any interactive / online services contained therein for any purpose, which is unlawful, abusive, libelous, obscene, threatening or prohibited by these Terms (including notices).

We provide the Website and its information/contents on an "as is" basis and do not make any express or implied warranties, representations, guarantees, endorsements or conditions with respect to the Website or its information/contents, Software, Features, Products/Services including without limitation, warranties as to merchantability, operation/functioning, non-infringement, usefulness, completeness, accuracy, correctness, reliability and fitness for a particular purpose. Further, we make no representations or warranties or guarantees regarding the accuracy, functionality or performance of any Software (including, but not limited to any third party software) that may be used in this Website.

In the event of any conflict between the terms/conditions/covenants of Products/Services as mentioned in the Terms of Offer and these Disclaimers, the terms/conditions/covenants specific to such Products/Services as mentioned in the Terms of Offer of such Products/Services shall prevail, wherever applicable.

Neither IFAN nor any of its affiliates, their directors, employees and agents accept any responsibility and/or liability or warrant or guarantee the performance or profitability of the Products/Services nor do they warrant or guarantee the returns and that the investment objectives of the Products/Services shall be achieved at any time and in any manner whatsoever. We make no representations and/or warranties and/or guarantees, express or implied, regarding the accuracy, completeness or reliability of any information/contents, Software, Features, Products/Services provided in this Website, the Software or the Terms of Offer. Without limiting any of the foregoing, IFAN, its affiliates, associates, their directors, employees and agents expressly disclaim any and all liability or responsibility, in any manner whatsoever, for any damages or expenses/costs/losses (including litigation expenses) incurred by the Users/Investors/Recipients or any other person/entity, arising out of or related to the information/contents of this Website or its Software and/or for any damages that may be caused to any equipment / hardware and/or other software or components thereof, due to any viruses, defects or malfunctions in connection with access or use of this Website and/or any information/contents transmitted via this Website and/or the functioning/non-availability of this Website or any part thereof, at any time and in any manner whatsoever and/or any action or decision made by the Users/Investors/Recipients in reliance on the Website and/or its information/contents, Sotware, Features and/or any unauthorized use or your inability to use or reproduction of the Website in any manner whatseover or any of its information/contents and/or the Terms of Offer or any investments in the Products/Services, including any and all direct, special, punitive, indirect, notional or consequential damages (including lost profits) arising from or in connection with the above, even if notified of the possibility of such damages.

IFAN has attempted to use 128-bit SSL (Secure Sockets Layer) encryption as may be required, at its sole discretion, in the Website, for the transmission purposes. By transmitting any information/ contents via this Website, you accept the risk that the information/contents thereof you transmit to us and any information/contents thereof that we transmit to you may be intercepted and modified by a third party. Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail. If you choose to send any confidential information to us via e-mail, you accept the sole risk that these information/contents may be intercepted and modified by a third party.

This Website may provide you with access to other websites ("Local Site"). Each Local Site will be governed by local terms in addition to these Terms. Please read the Local Site terms carefully before using the Local Site. This Website may refer to information/contents provided by third parties via hyperlinks or other means. IFAN has not verified, in any manner whatsoever, whether such information/contents are reasonable, accurate, reliable, complete or up-to-date. Links to other websites do not constitute IFAN’s approval/disapproval or endorsement of such websites or its information/contents or its products/services or its documents or advertisements. IFAN is not liable or responsible, in any manner whatsoever, for any such information/contents provided by third parties. Links to IFAN Website are not permitted without the prior written consent of IFAN.

Links to downloadable software sites are for convenience only and we are not liable or responsible in manner whatsoever, for any difficulties and/or consequences associated with downloading any software. Use of any downloaded software is governed by the terms of the license agreement, if any, which accompanies or is provided or shall be provided with the software.

This Website may contain one or more of the services such as bulletin boards, chat areas, news groups, forums, and/or other message or communication facilities. You agree to use such services only to send and receive information and material that are proper and related to the particular service, area, group, forum, or other information or communication facility. In addition to any other terms or conditions of use of any bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities, you agree that when using one, you will not:

  • Upload files that contain software or other material protected by intellectual property laws or by rights of privacy or publicity unless you own or control such rights or have received all necessary consents.
  • Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  • Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

We have no obligation to monitor the bulletin board services, chat areas, news groups, forums, and/or other message or communication facilities.

  • IFAN retains all rights (including copyrights, trademarks, patents as well as any other intellectual property rights in terms of compliance with relevant laws, rules, regulations etc. as may be applicable from time to time) in relation to all information/contents on this Website (including all texts, graphics and logos). You may not copy, publish, distribute or reproduce any of the information contained on this Website in any form without the prior written consent of IFAN.
  • IFAN does not endorse the Products/Services in any manner whatsoever. No endorsement or approval of any third parties or their advice, opinions, information, products or services is expressed or implied by any information/contents on our Website.
  • You agree to indemnify and hold IFAN, its affiliates, associates, their directors, employees and agents harmless, of any liability, losses and expenses (including litigation expenses), claims, actions, suits arising out of and/or related to your violation of these Disclaimers(including the Terms) and any other terms mentioned in the Terms of Offer, wherever applicable.
  • These Terms are governed by the laws of India and the competent Courts of Mumbai will have exclusive jurisdiction in respect of any dispute, which may arise out of or relating to the use of this Website.
  • The Terms mentioned herein are severable. In case any part of these Terms is rendered invalid or unenforceable, then the remainder of the Terms shall continue to be valid and enforceable to the fullest extent permitted by law.
  • IFAN reserves the right to change the information/contents provided on or via this Website, including the Terms of this Disclaimer, at any time and without notice. It is recommended that you review the information/contents provided on or via this Website, including the Terms, periodically for changes. Further, your continued access or use of the Website will mean that you agree to any changes.
  • The Users/Investors/Recipients agree and acknowledge that IFAN may, at any time, at their sole discretion, share the User’s/Investor’s/Recipient’s personal information with any statutory/administrative/judicial authorities or such other person/entity as may be directed by such authorities and/or for ensuring compliance with any applicable laws, as the case may be.
  • Any references to 'you’, 'your', ‘yours' ‘Users/Investors/Recipients are references to the person(s) accessing this Website.
  • Any references to 'we', 'us' and 'our' are references to mean individually and collectively IFAN, its affiliates, their directors, officers and employees.
  • No delay or failure by us to exercise any of our powers, rights or remedies under the Terms of this Website shall operate as a waiver of them, nor shall any single or partial exercise of any such powers, rights or remedies preclude any other or further exercise of them.
  • The remedies provided in the Terms of this Website are cumulative and not exclusive of any remedies provided by law.
  • We reserve the right in our sole discretion to deny any Users/Investors/Recipients access to this Website, any interactive service herein, or any portion of this Website, without notice and without being liable or responsible, in any matter whatsoever, for the same.
  • If you are dissatisfied with any portion of this Website, or with any of these Terms, your sole and exclusive remedy is to discontinue using this Website.

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